Amex vs Chase: Which Points Actually Get You to Israel?

If Israel is your main destination, the Amex vs Chase answer is different. Transfer partner reach to Tel Aviv, compared honestly.

Facts verified September 2026 Independent, community-run

The credit card blogs treat “Amex vs Chase” like a personality quiz. If Israel is where you fly, it is not a quiz - it is arithmetic. Which bank’s points can actually land you at Ben Gurion? Here is the honest comparison.

The short answer

Amex reaches more programs that book Tel Aviv flights, including the only card path onto El Al (via Qantas). Chase owns the single most valuable seat in the market - United’s nonstop Newark-Tel Aviv saver award. If you can only pick one, pick Amex for breadth. If you can pick two, you want both, one per spouse.

The transfer map to Tel Aviv

Programs that book TLV flights, and who transfers to them:

ProgramBest use for TLVAmexChase
United MileagePlusNonstop saver from Newark (80k business, cardholder-gated)NoYes
Flying BluePromo sales, Europe-zone pricing to TLVYesYes
AeroplanStar Alliance partners via EuropeYesYes
QantasEl Al nonstops at fixed chart pricesYesNo
ANACheap Star Alliance round tripsYesNo
Avianca LifeMilesLowest business-class mileage pricesYesNo
British Airways AviosVia London (when flying)YesYes
Iberia AviosVia MadridYesYes
Virgin AtlanticBooks Delta nonstopsYesYes

One correction to old advice you will find everywhere: Amex has not transferred to El Al’s own Matmid program since January 1, 2021. Any site still telling you otherwise is recycling a dead fact. Matmid is now earn-by-flying only - the full picture is in how to book El Al with points.

Where Amex wins

Where Chase wins

What about Capital One, Citi, and Bilt?

All three transfer to Flying Blue; Capital One and Citi also reach Qantas, and Capital One reaches Aeroplan and LifeMiles. Capital One’s Venture X is a legitimate third player - especially its flat 2x earning on the bills that do not fit a bonus category. Bilt is also the only bank besides Chase that transfers to United 1:1 - worth knowing for renters. Neither Citi nor Bilt reaches Qantas though, so the El Al sweet spot still belongs to Amex and Capital One.

The verdict for an Israel-first household

  1. Start with Amex Gold. The 4x grocery earning matches frum household spending exactly, and the points reach every program on this page except United.
  2. Add Chase Sapphire Preferred for player two. Now you hold the United nonstop option too.
  3. Layer a Sapphire Reserve or Amex Platinum later for lounges on the way out of JFK or Newark - the lounge access can transform the departure day with kids.

For card-by-card earning rates and welcome bonus strategy, see our best credit cards for flights to Israel rankings. If the whole mishpacha is flying, read the family playbook next.

Ranked: the first three cards for Israel travel

  1. Amex Gold - the grocery machine; transfers to Qantas (El Al), Flying Blue, Aeroplan. Apply now
  2. Chase Sapphire Preferred - unlocks United nonstop saver space; pairs with Freedom cards. Apply now
  3. Capital One Venture X - 2x everywhere, Qantas + Flying Blue + Aeroplan access, lounge access included. Apply now

Transfer partner lists verified September 2026 against The Points Guy’s Amex partner guide and Chase’s published Ultimate Rewards partner list. Earning rates per issuer terms. Programs change partners - check before you apply.

Frequently asked questions

Is Amex or Chase better for flights to Israel?

For Israel specifically, Amex has the edge: it is the only bank that transfers to Qantas (the best way onto El Al) plus ANA and LifeMiles. Chase counters with United - the only nonstop saver option - and both share Flying Blue and Aeroplan. Serious travelers carry one of each.

Which Chase points transfer to airlines that fly to Tel Aviv?

Chase Ultimate Rewards transfer 1:1 to United (nonstop Newark-Tel Aviv), Air France-KLM Flying Blue, Aeroplan, British Airways, Iberia, and Virgin Atlantic (which books Delta nonstops) - all usable to reach TLV. Chase does not transfer to Qantas or El Al's partners beyond that list.

Which Amex points transfer to airlines that fly to Tel Aviv?

Amex Membership Rewards transfer 1:1 to Qantas (books El Al), Flying Blue, Aeroplan, ANA, Avianca LifeMiles, British Airways, and Iberia. Amex no longer transfers to El Al's own Matmid program - that partnership ended January 1, 2021.

Should my spouse and I get the same card or different ones?

Different ecosystems. One of you on Chase (United nonstop saver space), one on Amex (Qantas, Flying Blue, breadth). Two programs on the same dates is how families actually find 4-6 award seats - see our family guide.